Private person

INK1 tax declaration for expats

Your Swedish salary, bank interest and Swedish funds are already pre-filled in your INK1. The parts that are not — a property sale, shares, funds or crypto you sold, RSUs and options from your employer, income and deductions from abroad — are where a declaration goes wrong. That is the part we do.

Fixed price

We charge a fixed price, agreed before we start, based on type of income and deduction.

Contact us to know more.

What is already in your declaration

Skatteverket pre-fills your INK1 with everything Swedish employers, banks and fund companies have reported: your salary and tax deducted, interest on Swedish accounts, Swedish fund holdings, and any Swedish shares sold through a Swedish broker.

What is not — and what needs correct reporting

Everything else is yours to report, on the right attachment, calculated the Swedish way:

  • Property sales — a house or holiday home on form K5, an apartment on form K6, with improvement costs and selling costs documented and deferral considered.
  • Shares, funds, crypto and currency trading — every sale on form K4, gains under the average cost method, losses included.
  • RSUs, ESOPs and employee options — the vesting or exercise value as employment income, the later sale on K4.
  • Foreign income and accounts — interest, dividends, rent and gains from abroad, with credit for foreign tax where a treaty allows.
  • Deductions — interest abroad, travel, double accommodation, losses: nothing is pre-filled for you.

We prepare these items from your documents, attach in the right forms.

Sales and income that need correct reporting

  • Sale of a house or holiday home — form K5
  • Sale of an apartment (bostadsrätt) — form K6
  • Shares, funds and ETFs sold — form K4
  • Crypto and currency trading — form K4
  • RSUs, ESOPs and employee stock options
  • Foreign income, accounts and tax paid abroad
  • Deductions the pre-filled form does not know about

How it works

  1. Send what Skatteverket did not get

    Sale documents, broker and exchange statements, your employer’s share plan statements, foreign statements. We tell you exactly what to send.

  2. We calculate the Swedish way

    Gains under Swedish rules, converted to kronor at the right dates, foreign tax credited where a treaty allows, deductions with their evidence.

  3. Filed, and defended if asked

    Filed digitally in your name. If Skatteverket asks about any item later, the workings are already in the file and we answer.

Note: every new engagement starts with a KYC (Know Your Customer) check.

Frequently asked questions

My INK1 is already filled in. Why is that not enough?

The pre-filled figures come from Swedish employers, banks and fund companies. Nothing arrives from a foreign bank, a crypto exchange, a US broker or your employer’s share plan, and no deduction is filled in for you. For someone whose financial life is entirely Swedish the form is nearly complete; for an expat it is a starting point.

I sold my apartment. Which form is that?

A bostadsrätt sale is reported on form K6; a house or holiday home on form K5. Both ask for the gain — sale price less purchase price, less improvement costs you can document, less selling costs — and both are where the money is usually lost, because improvement costs are under-claimed or a deferral is not considered.

How are shares, funds and crypto reported?

On form K4: listed shares and funds in one section, crypto and other assets in another. Every sale is a taxable event, including swapping one crypto for another, and the gain is calculated under Swedish rules using the average cost method — not the figures your broker or exchange shows. Losses count too, and are often left out.

My employer gave me RSUs or options. What goes where?

Two events, two places. When RSUs vest or options are exercised, the value is employment income and belongs with your salary. When you later sell the shares, the gain or loss goes on form K4, with the value at vesting or exercise as your acquisition cost. Employers abroad rarely report the Swedish side, so this is one of the most common gaps.

What about income and accounts I still have in my home country?

As a Swedish resident you are taxed on worldwide income, so foreign interest, dividends, rent and gains go into the INK1, with credit claimed for tax already paid abroad where a treaty allows. Foreign accounts are increasingly reported to Skatteverket automatically, so an omission tends to surface later rather than never.

Can you also claim deductions I did not know about?

Yes — that is part of the same review. Interest on a loan abroad, travel and double accommodation, losses to set against gains, and tax paid abroad are the ones expats most often miss. The deduction check on this site is a quick way to see whether any apply to you.

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