One point of contact for both countries. We handle your Swedish compliance; our partner Chartered Accountant in India, who specialises in NRI matters, handles the Indian side.
We charge a fixed price, agreed before we start, based on the types of Indian income you need to report.
The price covers the Swedish declaration. The Indian filing by our partner Chartered Accountant is quoted separately, you need to contact NRI Indian CA directly.
Contact us to know more.
The usual arrangement for an Indian professional in Sweden is two advisers who have never spoken: a CA in India who does not know Swedish rules, and a Swedish advisor who cannot understand an Indian statement. The client struggles between them.
We work differently. Our partner Chartered Accountant in India specialises in NRI matters and handles the Indian filing; we handle the Swedish one.
Most Indian professionals in Sweden keep a financial life in India — an NRE account for remittances, an NRO account for rent or interest, mutual funds started years ago, shares, sometimes a flat or a share of a family business. None of that shows up in the pre-filled Swedish declaration.
The Swedish rule is simple: a resident is taxed on worldwide income. The complications are all practical — an Indian financial year that runs April to March, statements in rupees, tax withheld in India that must be reported here, and we assist with the complete process.
Accounts, funds, shares, property, interests — and which of them produced income during the Swedish tax year.
Bank interest certificates, fund and broker statements, sale deeds, Form 26AS and TDS certificates. We tell you exactly what to ask your Indian bank for.
Converted to kronor at the right rates, Indian financial years mapped onto Swedish calendar years, gains calculated under Swedish rules, treaty credit applied.
The Indian items go into your Swedish declaration on the right forms
Yes. Sweden taxes residents on worldwide income, and NRE interest counts even though India exempts it. Because no Indian tax was withheld, there is nothing to credit either — the full Swedish tax applies. This is the single most common omission we see in declarations from Indian expats.
Final tax on NRO interest is calculated when you file Indian ITR. Sometimes TDS are refunded as income falls below tax free limit in India
Generally yes, if you were resident in Sweden at the time of sale. The gain is calculated the Swedish way and Indian tax on the sale is credited under the treaty.
No. We work with a partner Chartered Accountant in India who specialises in non-resident Indians. They prepare and file your Indian return.
The agreement allocates the right to tax each type of income between the two countries. For most Indian income of a Swedish resident, India may tax at source within limits, and Sweden taxes it too but gives credit for the Indian tax. Getting the credit requires reporting the income in Sweden in the first place and being able to prove the Indian tax was actually paid.
It does not fit neatly, and this is where many self declarations go wrong. Sweden taxes by calendar year, so income and gains have to be assigned to the calendar year.’
Your Swedish salary, bank interest and Swedish funds are already pre-filled in your INK1. The parts that are not — a property sale, shares, funds or crypto you sold, RSUs and options from your employer, income and deductions from abroad — are where a declaration goes wrong. That is the part we do.
If an earlier Swedish Tax declaration missed something — a foreign income, property sale or deduction for loan — Swedish law gives you a opportunity to make it right on your own initiative. It avoids the tax surcharge and other legal consequences.
